This is something that is never, ever 100% like your pay slip. Or at least never for me.
The rules and process is simple but why does it never match?
- Take your Gross Pay (I’m paid monthly).
- Take off your allowance(s): Personal allowance £8105 (/12 as its per month remember)
- Calculate 20% of what income is £34370 or below (/12 as its per month)
- Calculate 40% of the income above £34370 (/12 as its per month)
- Calculate 50% of the income above £150,000 – Yeah right! This does not apply to me. Yet. (I can dream right?)
- Calculate NI or use the NI calculator on the HMRC website.
- Take all these deductions off the Gross and you have your Net Pay.
- If you have pension contributions that are salary sacrifice then this comes off the Gross Pay before you calculate the tax. NI is always calculated on Gross Pay.
Or at least that’s the way it is supposed to go. The NI contribution on my (now electronic) payslip is always £3 or so below the calculated NIC from HMRC’s website. The total income tax is always out usually some £’s either way.
Even when using the HMRC Tax calculator or the Listen To Taxman calculator there are discrepancies. Just defeats me every time. I even have a spreadsheet with all these formulae encoded and it matches, nearly, most of these tools but never all of them and never my actual pay packet. It’s close as not to worry but annoying just the same.
Do you think this is a deliberate ploy so that the HMRC has something to do at the end of the tax year? If all this worked first time and the government got their money what else would the tax man have to do all year?
Add to all this that when I changed jobs recently my P45 was late which means my first new pay packet was only taxed with a temporary code and at 20% so that this month I copped a double load of tax as the company payroll accountants corrected this error in one lump. [Sometimes they change the tax code to take it back over the year. Not this time however.]
Those of you still awake after this little post may wish to comment to me on twitter (@jmfthevci) if you too have a differential payslip?
This photograph shows the choir in action singing a piece by Rodrigo. Every member of the choir can be seen and musical director, David Crown, is in wavy-hands action-styley. Excellent.
RPC al la Rodrigo (courtesy of Didier Garcon)
A thank you to Didier Garçon for this photograph.
This weekend the Reading Phoenix Choir completed their new CD recording session. Friday evening, all-day Saturday and all-day Sunday. An exhausting schedule singing some very tricky music.
The, as yet un-named, album will feature items from Barber, Debussy, Holst, Elgar, Rodrigo, and Strauss. The theme is contrasting songs written by these composers for choirs and music written by these composers arranged for choirs. There is some superb music here and it will be a great CD. We are also looking to have it available for purchase and download online.
Here is a photograph taken in the secret recording dungeon of the choir. Or rather the choir taking a break.
Reading Phoenix takes a break from the Secret Recording Dungeon.
Just posted this question on the VMware Communities.
We started and ended the entertainment for the Olympic Torch event yesterday. We all had a great time and although we received no TV coverage we’ve already heard good things regarding our performance. Here are a few pictures from the day.
The Reading Torch
The Tree of Light is a new work composed by Orlando Gough. The Reading Phoenix Choir (@ReadingPhoenix) are performing items from this work at Reading’s Madjeski Stadium as part of the Olympic Torch celebration event on 10th July.
Whilst we sing there will be dancers dancing and at some point in the evening’s proceedings the Olympic flame will arrive for a good nights rest before it moves on to Winchester and beyond.
Apparently we have performed this before but I think this post in the Get Reading publication was erroneous. I know we did not sing but listed we are!
Not however, in Strada.
The choir has gathered, post Tree of Light, to have an end of season meal, before the last concert of the season at St Nicola’s Church in Newbury.
The rain is hovering just south and is dumping gallons on south-west Hampshire, Dorset and East Devon. There’s been some rain here but not much.
The choir will bring much warmth later as we sing Handle, Elgar, Debussy, Crown and many other pieces from more than five different countries. It’s going to be a great end to the season. Tickets are available on the door.
However, most of us, especially on this very wet day in July (is it summer yet?) are concerned with the rain and not the clouds. The Met Office have updated their rainfall radar page which is a big improvement.
One of my longer term interests is in Astronomy. A must read for each day is the ongoing image archive provided by NASA’s Astronomy Picture of the Day. An example is below from 3rd July:
Explanation: Humanity’s robot orbiting Saturn has recorded yet another amazing view. That robot, of course, is the spacecraft Cassini, while the new amazing view includes a bright moon, thin rings, oddly broken clouds, and warped shadows. Titan, Saturn’s largest moon, appears above as a featureless tan as it is continually shrouded in thick clouds. The rings of Saturn are seen as a thin line because they are so flat and imaged nearly edge on. Details of Saturn’s rings are therefore best visible in the dark ring shadows seen across the giant planet’s cloud tops. Since the ring particles orbit in the same plane as Titan, they appear to skewer the foreground moon. In the upper hemisphere of Saturn, the clouds show many details, including dips in long bright bands indicating disturbances in a high altitude jet stream. Recent precise measurements of how much Titan flexes as it orbits Saturn hint that vast oceans of water might exist deep underground.